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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">vestrea</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Российского экономического университета имени Г. В. Плеханова</journal-title><trans-title-group xml:lang="en"><trans-title>Vestnik of the Plekhanov Russian University of Economics</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2413-2829</issn><issn pub-type="epub">2587-9251</issn><publisher><publisher-name>Plekhanov Russian University of Economics</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.21686/2413-2829-2026-4-147-158</article-id><article-id custom-type="elpub" pub-id-type="custom">vestrea-2843</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ФИНАНСЫ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>FINANCE</subject></subj-group></article-categories><title-group><article-title>Финансовая безопасность как синергетический эффект функционирования финансовой системы</article-title><trans-title-group xml:lang="en"><trans-title>Finance Security as Synergetic Effect of Finance System Functioning</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Локтионов</surname><given-names>В. И.</given-names></name><name name-style="western" xml:lang="en"><surname>Loktionov</surname><given-names>V. I.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Вадим Ильич Локтионов, доктор экономических наук, ведущий научный сотрудник</p><p>664033, Иркутская область, Иркутск, ул. Лермонтова, д. 130</p></bio><bio xml:lang="en"><p>Vadim I. Loktionov, Doctor of Economics, Leading Researcher of the ESI SB RAS</p><p>130 Lermontov Str., Irkutsk, Irkutsk Region, 664033</p></bio><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Локтионова</surname><given-names>Е. А.</given-names></name><name name-style="western" xml:lang="en"><surname>Loktionova</surname><given-names>E. A.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Елена Александровна Локтионова, кандидат экономических наук, доцент Байкальского института БРИКС ИРНИТУ</p><p>664074, Иркутск, ул. Лермонтова, д. 83</p></bio><bio xml:lang="en"><p>Elena A. Loktionova, PhD, Associate Professor of the Baikal BRICS Institute of the INRTU</p><p>83 Lermontov Str., Irkutsk, 664074</p></bio><email xlink:type="simple">loktionova_ea@mail.ru</email><xref ref-type="aff" rid="aff-2"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Институт систем энергетики им. Л. А. Мелентьева Сибирского отделения Российской академии наук</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Melentiev Energy Systems Institute of the Siberian Branch of the Russian Academy of Sciences</institution><country>Russian Federation</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru"><institution>Иркутский национальный исследовательский технический университет</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Irkutsk National Research Technical University</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2026</year></pub-date><pub-date pub-type="epub"><day>01</day><month>08</month><year>2026</year></pub-date><volume>23</volume><issue>4</issue><fpage>147</fpage><lpage>158</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Локтионов В.И., Локтионова Е.А., 2026</copyright-statement><copyright-year>2026</copyright-year><copyright-holder xml:lang="ru">Локтионов В.И., Локтионова Е.А.</copyright-holder><copyright-holder xml:lang="en">Loktionov V.I., Loktionova E.A.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vest.rea.ru/jour/article/view/2843">https://vest.rea.ru/jour/article/view/2843</self-uri><abstract><p>Статья направлена на расширение понимания феномена финансовой безопасности. Авторами предпринята попытка смещения исследовательского фокуса с анализа свойств отдельных элементов, а также с надежности функционирования всей финансовой системы на сетевые процессы встраивания каждого из элементов в динамическую структуру финансового рынка с целью выявления новых аспектов феномена финансовой безопасности и определения релевантных факторов ее достижения. Анализ особенностей функционирования финансовой системы с позиций теории сложных динамических систем позволил сделать вывод о синергетической природе феномена финансовой безопасности. Показано, что элемент финансовой системы, эффективный с индивидуальной точки зрения, но не являющийся когерентно встроенным в общий механизм ее функционирования, может препятствовать работе других элементов и системы в целом, что позволило говорить о необходимости достижения индивидуальной и системной эффективности всеми элементами финансовой системы в целях обеспечения национальной финансовой безопасности. Выявлены факторы, препятствующие достижению когерентности функционирования элементов финансовой системы, а также определены направления приложения управленческих усилий по обеспечению когерентного функционирования элементов финансовой системы.</p></abstract><trans-abstract xml:lang="en"><p>The article aims at wider understanding of finance security phenomenon. The authors tried to shift the investigation focus from analyzing properties of certain components and safety of the whole finance system functioning to net processes of in-building of each element in the dynamic structure of finance market to identify new aspects of finance security phenomenon and define relevant factors of its attainment. Analyzing features of finance system functioning in view of the theory of compound dynamic systems helps draw a conclusion about synergetic nature of the finance security phenomenon. It was shown that element of finance system that is effective from individual point of view but is not built coherently in the general mechanism of its functioning can hinder operation of other elements and the system as a whole. It could mean the necessity of reaching individual and systemic efficiency by all components of finance system in order to provide national finance security. Factors were found that hinder coherent functioning of finance system elements, at the same time lines of applying managerial efforts aimed at providing coherent functioning of finance system components were identified.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>финансовый рынок</kwd><kwd>когерентность</kwd><kwd>теория сложных динамических систем</kwd><kwd>устойчивое развитие</kwd></kwd-group><kwd-group xml:lang="en"><kwd>finance marker</kwd><kwd>coherency</kwd><kwd>theory of complicated dynamic systems</kwd><kwd>sustainable development</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Данилов Ю. А. Эффективность финансового рынка России. Выполнение социальноэкономических функций и глобальная конкурентоспособность. М. : Изд-во РАНХиГС, 2017.</mixed-citation><mixed-citation xml:lang="en">Danilov Yu. A. Effektivnost finansovogo rynka Rossii. 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