Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area)
https://doi.org/10.21686/2413-2829-2021-1-47-58
Abstract
The article studies the lines in the development of banking system in regions of the North-West Federal Area. By analyzing the banking system on the regional level within the period being researched the authors identified such key trends as a decline in the number of regional banks, a growth in the total profit of the banking system in the federal area, a rise in the volume of credits granted to individuals, legal entities and individual entrepreneurs, a drop in credits given to entities of small and medium entrepreneurship, a cut in interest rates of credits to legal entities and a sharp increase in overdue debt under credit on mortgage. On the basis of the analysis the key figures of the banking system on the regional level (illustrated by regions of the North-West federal area) the authors identified negative and positive trends, which allowed them to substantiate the key lines in the development of regional banking system. The principle findings of the research can be useful for management of regional banks and state authorities. Such methods as comparative analysis, longitude, synthesis, system analysis and economic-statistic methods were used in the research.
About the Authors
M. A. Pechenskaya-Polishchuk
Vologda scientific center of the Russian Academy of Sciences
Russian Federation
Russian Federation
Maria A. Pechenskaya-Polishchuk PhD, Head of the Laboratory, Senior Researcher
56а Gorky Str., Vologda, 160014
A. A. Volkov
Vologda scientific center of the Russian Academy of Sciences
Russian Federation
Russian Federation
Anatoly A. Volkov Post-Graduate Student, Research Engineer
56а Gorky Str., Vologda, 160014
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Review
For citations:
Pechenskaya-Polishchuk M.A., Volkov A.A. Trends of Regional Banking System Develoment (Illustrated by entities of the North-West Federal Area). Vestnik of the Plekhanov Russian University of Economics. 2021;18(1):47-58. (In Russ.) https://doi.org/10.21686/2413-2829-2021-1-47-58
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