. Prospects of Digital Technology Introduction in Work of Credit Consumer Cooperatives
https://doi.org/10.21686/2413-2829-2022-5-61-68
Abstract
Today, when digital technologies keep proliferating and integrating in different spheres of human activity, relations among entities, including economy and finance, are being transformed, which makes them more convenient and effective. Digital technologies extend communicative possibilities, simplify movement of information and finance flows and reveal a broad range of lines in further improvement of mechanisms providing better interaction between key entities of finance market, including credit consumer cooperatives. The principle goal of the research is to identify and substantiate the most promising directions of digitalization in functioning of self-regulating bodies of credit consumer cooperatives (CCC), to extend the number of mechanisms of raising extra investment into their work and to improve general finance accessibility in the Russian Federation. Fast development of Russian economy during the last decade, proliferation of digital, finance, banking services and technologies exercised a great impact on the system of cash circulation and credit relations, which shapes a modern outlook of the finance sector in Russia, including the sector of credit cooperation. The article demonstrates two key lines in introducing digital technologies into CCC work and depicts major vectors of their practical application: 1. Digitalization of CCC organization and management processes, as well as optimization of interaction between its members, executive body and selfregulating organization; 2. Use of advanced digital technologies in CCC functioning.
About the Author
A. R. Simonyan
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
Ani R. Simonyan Post-Graduate Student of the Department for Finance of Sustainable Development
36 Stremyanny Lane, Moscow, 117997
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For citations:
Simonyan A.R. . Prospects of Digital Technology Introduction in Work of Credit Consumer Cooperatives. Vestnik of the Plekhanov Russian University of Economics. 2022;(5):61-68. (In Russ.) https://doi.org/10.21686/2413-2829-2022-5-61-68
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