PROBLEMS OF BANK CAPITAL ACCESSIBILITY FOR SMALL BUSINESS
https://doi.org/10.21686/2413-2829-2016-4-65-70
Abstract
The article discusses issues of interaction between credit managers and entrepreneurs as key components of the crediting process and the speed of access to loan capital for entities of small business. Special attention is paid to enhancing information transparency in relations between state finance institutions and entities of small and medium business. Information openness and positive perception of executive's competence could minimize carelessness risks. On the basis of the research results the authors prove the impact of the moral risk of competent entrepreneurs on the level of 'soft' information transparency aimed at motivating credit managers to make positive decisions.
About the Authors
Boris B. Bogoutdinov
CEO Consulting company 2B Dialog
Russian Federation
Russian Federation
PhD, the Head of the CEO Consulting Company 2B Dialog
10 Building 2 Ryazansky prospect, Moscow, 109428, Russian Federation
Dariko K. Balahanova
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
PhD, Assistant Professor of the Department for Organization-Management Innovations of the PRUE
36 Stremyanny Lane, Moscow, 117997, Russian Federation
Alexander L. Barannikov
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
PhD, Assistant Professor of the Department for Organization-Management Innovations of the PRUE
36 Stremyanny Lane, Moscow, 117997, Russian Federation
Svetlana P. Ivanova
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
PhD, Assistant Professor of the Department for Organization-Management Innovations of the PRUE
36 Stremyanny Lane, Moscow, 117997, Russian Federation
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Review
For citations:
Bogoutdinov B.B., Balahanova D.K., Barannikov A.L., Ivanova S.P. PROBLEMS OF BANK CAPITAL ACCESSIBILITY FOR SMALL BUSINESS. Vestnik of the Plekhanov Russian University of Economics. 2016;(4):65-70. (In Russ.) https://doi.org/10.21686/2413-2829-2016-4-65-70
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