BASIC AND ACCOMPANYING RISKS ARISING IN THE PROCESS OF ORGANIZATION AND IMPLEMENTATION OF PROJECT FINANCING
https://doi.org/10.21686/2413-2829-2015-4-30-36
Abstract
The article provides classification of risks by key groups. The author identifies risks at the pre-investment stage of project carrying-out, which are directly connected with organization and implementation of the project and risks at the investment stage where we should attribute bank risks connected with banks' possibilities in conditions of tough regulation on the part of the Central Bank and standard requirements advanced to commercial banks' figures. The author also shows accompanying risks arising during conducting of project financing, which can be come across at any stage of project carrying-out, offers their characteristics and specific features. The dependence of possible losses and costs on the life cycle of the project was described in a simplistic way. Key risk factors taken into account during designing and implementation of the project were demonstrated. The impact of risks during financing of projects on shaping the credit portfolio of commercial bank was analyzed. The dynamics of sufficiency of Bank of Russia own capital was presented graphically in comparison with BRICS countries.
About the Author
Gulmira S. Bektenova
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
Senior Lecturer of the Department for Banking of the PRUE
36 Stremyanny Lane, Moscow, 117997, Russian Federation
References
1. Altukhova E. V. Metodicheskaya infrastruktura integrirovannogo risk-menedzhmenta v kommercheskom banke [Methodological Infrastructure of Integrated Risk management in Commercial Bank]. Materialy V Mezhdunarodnoy nauchno-prakticheskoy konferentsii «Razvitie eko-nomicheskikh i mezhotraslevykh nauk v XXI veke» [Materials of the 5th International Conference 'The Development of Economic and Inter-Branch Science in the 21st Century']. Novosibirsk, 2014, pp. 56–59. (In Russ.).
2. Vashchekina I. V. Kharakternye cherty i osobennosti sovremennogo potrebitel'skogo kre-ditovaniya v Rossii [Characteristics and Specific Features of Today's Consumer Crediting in Russia]. Vestnik Rossiyskogo ekonomicheskogo universiteta imeni G. V. Plekhanova [Vestnik of the Plekhanov Russian University of Economics], 2014, No. 8 (74), pp. 38–43. (In Russ.).
3. Zell' A. Biznes-plan: investitsii i finansirovanie, planirovanie i otsenka proektov [Business Plan: Investment and Financing, Planning and Assessment of Projects]. Moscow, Os'-89, 2008. (In Russ.).
4. Lozhnikova A. V. Investitsionnye mekhanizmy v real'noy ekonomike [Mechanisms in Real Economy]. Moscow, MЗ-Press, 2008. (In Russ.).
5. Natocheeva N. N. Finansirovanie investitsionnykh proektov: formy, kriterii, prioritety [Investment Project Financing: Forms, Criteria, Priorities]. Ekonomika, nalogi, pravo [Economics, Taxes, Law], 2013, No. 5, pp. 38–43. (In Russ.).
Review
For citations:
Bektenova G.S. BASIC AND ACCOMPANYING RISKS ARISING IN THE PROCESS OF ORGANIZATION AND IMPLEMENTATION OF PROJECT FINANCING. Vestnik of the Plekhanov Russian University of Economics. 2015;(4):30-36. (In Russ.) https://doi.org/10.21686/2413-2829-2015-4-30-36
Views:
505
Email this article 