SYSTEM DYNAMICS MODEL OF THE MORTGAGE LENDING MARKET IN RUSSIA
https://doi.org/10.21686/2413-2829-2016-1-112-121
Abstract
The article describes one of the currently existing schemes of mortgage crediting in Russia. Key components of the banking system in view of mortgage crediting were presented, their basic characteristics were displayed. On the basis of this scheme the article builds a system and dynamic model of the bank, which allows us to trace the dynamics of the mortgage market in recent years. Adverse consequences of economic sanctions and volatile nature of the national currency were analyzed. Principle risks typical of mortgage crediting within the period of economic crisis were evaluated. The author puts forward a scenario analysis of prospects of market development in the near future.
About the Author
Anna V. Nikolaeva
Plekhanov Russian University of Economics
Russian Federation
Russian Federation
Post-Graduate Student of the Department for Mathematical Methods in Economics of the PRUE
36 Stremyanny Lane, Moscow, 117997, Russian Federation
References
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Review
For citations:
Nikolaeva A.V. SYSTEM DYNAMICS MODEL OF THE MORTGAGE LENDING MARKET IN RUSSIA. Vestnik of the Plekhanov Russian University of Economics. 2016;(1):112-121. (In Russ.) https://doi.org/10.21686/2413-2829-2016-1-112-121
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