Non-Governmental Pension Support as an Element of Multitier Pension System
https://doi.org/10.21686/2413-2829-2023-77-83
Abstract
Non-governmental pension funds (N-GPF) act as an important tool for resolving social problems in the field of pension support. Today 39 non-governmental pension funds work in Russia. All of them have got licenses for their operation. But before you transfer your money to non-governmental fund, you should study the list of acting organizations, identify the most stable ones and analyze their ratings. The article shows that top places in the rating by the volume of pension resources are taken by organizations, which store the biggest amounts of future pensioners’ money. Drivers of growth and N-GPF competitiveness support can become ecosystems. Amounts of such payments can testify to the efficiency of funds’ investment and thus to the quality of their work. Informing people about the system of non-governmental pension funds can cause a sharp rise in the number of their clients. According to the authors, in case employees of non-governmental pension funds visit large enterprises and provide their workers with necessary information about these funds, it could help attaint this goal. Employees of N-GPF should explain that the fund functions absolutely legally, all deposits are insured and information about fund profitability is open.
About the Authors
I. V. Balashova
Krasnodar branch of the Plekhanov Russian University of Economics
Russian Federation
Russian Federation
Irina V. Balashova - PhD, Assistant Professor, Head of the Department for Economics and Management
23 Sadovaya Str., Krasnodar, 350002
T. A. Tereshchenko
Krasnodar branch of the Plekhanov Russian University of Economics
Russian Federation
Russian Federation
Tatyana A. Tereshchenko - PhD, Assistant Professor of the Department for Finance and Credit
23 Sadovaya Str., Krasnodar, 350002
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Review
For citations:
Balashova I.V., Tereshchenko T.A. Non-Governmental Pension Support as an Element of Multitier Pension System. Vestnik of the Plekhanov Russian University of Economics. 2023;20(5):77-83. (In Russ.) https://doi.org/10.21686/2413-2829-2023-77-83
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