Researching Mechanism of Credit System Functioning in Russia

The goal of the research is to develop mechanism of credit system (CS) functioning in Russia. The research hypothesis assumes that the mechanism of CS functioning is determined by relations among its components. Research methodology was made by method of analogies and u-sin pentagram. As a result in CS of Russia five system-forming components were identified: lending, accumulating, advancing, redistribution and stimulation. Components are put in order of their formation. The designed model shows relations of mutual support and mutual limits among identified components. The author put forward the approach to management of functioning and developing credit system of Russia based on regulation of resource flowing among components, inter-component relations of support and contradictions among its components. Results of researching CS of Russia can be used in elaborating the concept of its formation and development management and in designing the program of its development with regard to concrete conditions, targets and objectives.

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