Prudential Element in Bank Regulation
https://doi.org/10.21686/2413-2829-2024-2-83-93
Abstract
The article analyzes genesis of scientific cognition of the prudential element in banking regulation. Principles of prudential regulation were fixed in the Basel committee on bank supervision and were aimed at minimization of system risk in the banking sphere and certain credit organizations, as well as provision of depositors’ security. The authors showed stages of prudential regulation development, within the frames of which conceptual and essential parameters of the notion, its character and implementation mechanisms kept changing. Theoretical approaches to prudential regulation research that state the conceptual cut of the notion in academic discourse were studied; prudential regulation on macro- and micro-economic level was analyzed and specific character of the current standing of prudential regulation in banking sector was described.
About the Authors
S. S. Galasova
North Ossetian State University named after Kosta Levanovich Khetagurov
Russian Federation
Russian Federation
Svetlana S. Galasova, Doctor of Economics, Professor, Professor of the Department for Economics
44-46 Vatutin Str., Vladikavkaz, Republic of North Ossetia-Alania, 362025
A. S. Gokoev
North Ossetian State University named after Kosta Levanovich Khetagurov
Russian Federation
Russian Federation
Alexander S. Gokoev, Post-Graduate Student of the Department for Economics
44-46 Vatutin Str., Vladikavkaz, Republic of North Ossetia-Alania, 362025
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For citations:
Galasova S.S., Gokoev A.S. Prudential Element in Bank Regulation. Vestnik of the Plekhanov Russian University of Economics. 2024;(2):83-93. (In Russ.) https://doi.org/10.21686/2413-2829-2024-2-83-93
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